Entries from InsWeb’s Insurance Blog | Auto, Home, Life, Health, and more tagged with 'term life insurance'
A Unique Mother's Day Gift Idea from InsWeb.com
Unique Mother's Day gift ideas are few and far between. Finding cheap Mother's Day gift ideas can be even more daunting. But if you're struggling to find the best Mother's Day gift ideas, don't fret--the InsWeb.com gift experts have come up with a great Mother's Day gift idea that's sure to please.
If You Drop Dead, What Happens to Your Computer Passwords?
It's a typical Tuesday night. You're surfing the web on your new iPhone 3G, checking out the American Idol highlights on YouTube. You finish your bowl of chips, gulp down the rest of your soda when suddenly...wham! Pain shoots through your chest, you feel a shortness of breath and your entire body grinds to a halt--you're having a heart attack....
Are You a Smoker?
When looking for term life insurance or health insurance, one of the first health questions you will be asked is if you are a smoker. While this may seem like a cut and dry answer, it is actually confusing if you're like me and occasionally smokes a cigar. And where does smoking a pipe fit in as well? Not as...
Term Life Insurance - 2008 Year in Review
Before you know it, 2008 will be over. Think of all that happened this year: the housing and financial crises hit Americans hard, the Los Angeles Lakers/Boston Celtics basketball rivalry was renewed, and Barack Obama was elected the 44th president of the United States. Now think of all the changes that occurred in your life this year. Maybe you got...
2007 Life Insurance: It Was a Very Good Year...
The year 2007 is almost over. Think of all that has happened this past year; gas and housing prices fluctuated all year, the final installment of the Harry Potter series by J.K Rowling was released, and Bob Barker stepped down as the host of the famous game show The Price Is Right. Now think of all the changes that...
Life Insurance Prices Expected to Continue Dropping Through 2008
The end of 2007 is a good time to evaluate your life insurance needs. Maybe you started a family in 2007; or got married, divorced, or retired? As your life changes, so do your life insurance needs. Evaluating your life insurance needs can help you find the coverage that is right for you. Another good reason to evaluate your life...
The 20 Most Obese States: How Southern Cooking Could Mean Higher Life Insurance Rates
127 million Americans are overweight, not counting the 69 million that are obese. Where we live influences our diet and lifestyle -- and maybe even how much we pay for life insurance. Understanding how carriers use different health ratios to determine policy rates, is the beginning to realizing savings. 20 MOST OBESE STATES 1 Mississippi 2 West Virginia 3...
Instant Issue Term Life Insurance: Convenient Coverage for People Who Don't Want to be "Sold"
In the era of wanting everything done five minutes ago, term life insurance companies have bought into that idiom by introducing the Instant Issue Policy. Recognizing that purchasing term life insurance can be an ambiguous and drawn-out process, Instant Issue insurance generally approves or denies you within 10 minutes of the completion of the online application. In fact, many carriers...
Term Life Insurance That Pays You for Living: Return of Premium
Do you ever really think about the money that people spend each month for life insurance and the irony surrounding it? Think about it, you pay each month into something that will never benefit you personally. If you outlive your term, then you paid all that money "for nothing," and in the event you don't, then you aren't around...
High Blood Pressure and Cholesterol Levels and Your Term Life Insurance
Overshadowed by weight loss fads and trends, lowering blood pressure and cholesterol are among the most popular health resolutions that people place on themselves. Both are leading contributors to heart disease as nearly one-in-four Americans have unhealthy cholesterol levels and another one-in-three have high blood pressure. Combined with your age, gender, weight, and lifestyle, these are critical factors that...
Expecting To Gain Those Holiday Pounds?
In a matter of days, the holiday season will return, and all those extra calories will once again propagate every corner of our lives, just like the seasonal decorations overtake the crowded malls. If during this time, you become a Jekyll-and-Hyde with uncontrollable snacking -- wielding a 6-week license to feast, remember that your holiday pounds can easily tip you...
How Smokers Can Get Affordable Term Life Insurance
Often times smokers underestimate their potential for obtaining term life insurance at affordable prices, let alone adequate coverage levels. Although smokers indeed pay more for term life insurance, there is generally a unique policy for almost every budget, every lifestyle, and every stage of life. For smokers though, the need for comparison shopping for the best policy is everything,...
September Is Life Insurance Awareness Month. Ice Skater Scott Hamilton is 2006 Spokesperson!
According to The Life and Health Insurance Foundation for Education (LIFE), "Life Insurance Awareness Month was created in response to growing concern about the large number of Americans who lack adequate life insurance protection. According to LIMRA, 68 million adult Americans have no life insurance. Those who own life insurance have an average of four times their annual income...
Term Life Insurance That Pays You For Living: Return Of Premium Policies Explained
In recent years, InsWeb has expanded its Term Life insurance marketplace to include alternate products that each offer their own benefits. One of these unique products is a Return of Premium Term Life insurance policy. Return of Premium (commonly known as ROP) policies, while a bit more costly, offer the benefit of returning your paid premiums if you are...
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