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Entries from InsWeb’s Insurance Blog | Auto, Home, Life, Health, and more tagged with 'insurance rates'

Auto Insurance Fraud on Rise in California

Auto insurance fraud is on the rise in California, the California Department of Insurance (CDI) Commissioner said Tuesday. The reason for the uptick in auto insurance fraud in the Golden State: the down economy....

10 Ways Your Car Insurance Can Help You Get Ahead in 2008

With the arrival of 2008 comes a new time to make resolutions, and hopefully keep them. While some may vow to quit smoking, lose 5 pounds, or start saving more money, this is the perfect time to start reaching your goals. One way to save some extra money that you might not be conscious of is lowering your car insurance...

5 Tips to Lowering Your Homeowners in 2008

Continuing our focus on using the New Year to put financial matters in order, we turn our focus to saving on homeowners insurance. You should review your homeowners policy at least every 12 months, or more often if your needs change. Significant discounts and savings may have become available since your last policy review. Homeowners insurance premiums can vary by...

Life Insurance Savings: 5 Ways to Save in 2008

Happy New Year! Now that 2007 is over, it is time to think of the resolutions you want to make for 2008. According to USA.gov, the five most popular New Years resolutions were as follows: 1) lose weight, 2) pay off debt, 3) save money, 4) get a better job, and 5) get fit. Maybe your resolution made the top...

Life Insurance Prices Expected to Continue Dropping Through 2008

The end of 2007 is a good time to evaluate your life insurance needs. Maybe you started a family in 2007; or got married, divorced, or retired? As your life changes, so do your life insurance needs. Evaluating your life insurance needs can help you find the coverage that is right for you. Another good reason to evaluate your life...

The 20 Most Obese States: How Southern Cooking Could Mean Higher Life Insurance Rates

127 million Americans are overweight, not counting the 69 million that are obese. Where we live influences our diet and lifestyle -- and maybe even how much we pay for life insurance. Understanding how carriers use different health ratios to determine policy rates, is the beginning to realizing savings. 20 MOST OBESE STATES 1 Mississippi 2 West Virginia 3...

2007 Top Safety Pick Winners: Driving One Could Save You on Car Insurance

The Audi A6 and Honda Pilot are among the 2007 Safest Vehicles according to the IIHS, the organization behind the "Crash Test Dummies." Next to your driving record, vehicle safety is one of the most important factors to how carriers determine your premium. Is your car on the IIHS' 13 Safest Vehicles list? Every year the IIHS rewards the safest...

Term Life Insurance Summer Report: How Looking Better in a Swimsuit Helps Life Insurance Rates

Kirstie Alley's well publicized weight loss culminated with a public appearance in a two-piece swimsuit on the Oprah Winfrey show. As people with the same disposition as Kirstie took measures to look and feel better in preparation for this year's swimsuit season, they also took steps to improve their overall health. Body weight is one of the primary underwriting factors...

4 Ways Most People Overpay for Car Insurance

Tax-Time: you're either waiting for your gravy train tax refund, or you're fearing the event of paying even more to Uncle Sam. Car insurance can take on a similar dichotomy, but the difference is that you don't get a refund for overpaying for coverage -- it just renews and overcharges you until you find a more affordable policy. Most...

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