Entries from InsWeb’s Insurance Blog | Auto, Home, Life, Health, and more tagged with 'insurance agent'
Expecting To Gain Those Holiday Pounds?
In a matter of days, the holiday season will return, and all those extra calories will once again propagate every corner of our lives, just like the seasonal decorations overtake the crowded malls. If during this time, you become a Jekyll-and-Hyde with uncontrollable snacking -- wielding a 6-week license to feast, remember that your holiday pounds can easily tip you...
Declining Home Values and Homeowners Insurance
As the housing market slows, and home prices begin to drop, homeowners should not be fooled into thinking that they should automatically reduce their current amount of homeowners insurance coverage. The amount of coverage a home owner needs is based on the replacement value of the home, not its fair market value; therefore, fluctuations in the housing market do...
Insurance and Your Credit Report
Insurance companies use several factors to determine your premiums, including your driving record, age, the type of car you drive, marital status, and your address. But increasingly, companies are using your credit history as an indicator of how likely you are to file a claim. Called an insurance risk score, this controversial number is calculated using a special formula similar...
Does Your Car Insurance Only Cover Aftermarket Parts or Original Manufacturer Parts?
As aftermarket parts are an affordable alternative to the expensive OEM parts, insurance companies will not always reimburse 100% of the repair costs when OEM parts are used. In fact, some carriers require the policyholder to pay the difference between the OEM part and the otherwise fully capable non-OEM substitute part." Auto accidents teach drivers many expensive lessons about their...
Preparing for Fall and Winter Driving
Fall is upon us once again and it is time to go through my yearly routine of preparing my vehicle and self for the winter driving months. I have lived in several climates in my lifetime and learned that preparation for the winter driving season is important in all of my living locations. Below is a list of tasks/items I...
Underinsured Motorists With Changing Driving Patterns And Insurance Needs
More than 4 of 10 families survey by Trusted Choice® who said they had a young driver move away from the home hadn't updated their family's auto insurance coverage to reflect that change. Of those who are frequent carpool drivers to a job, school or activities with children, an alarming 85% hadn't changed their liability insurance coverage to reflect the...
Top 10 Money Saving Tips for Term Life Insurance
As Life Insurance Awareness Month is coming to an end, we thought it would be appropriate to share our Top 10 Money Saving Tips for Term Life Insurance. 1. Buy when you're young Many people may feel they don't need life insurance when they are young. While your financial needs may be lower at a younger age, the rates...
Why It's Critical To Maintain A Current Home Inventory
Nobody ever thinks a fire is going to burn down their home, and with any luck, it won't. But we can't count on that. That is why we need to take certain precautions to make sure we are as prepared as possible for those "just in case" disasters. For example, make sure your family has an evacuation plan in...
Sharing the Road with Motorcyclists: 10 Things People in Cars Should Know About Motorcycles
On busy travel weekends such as this last Labor Day weekend, millions of drivers succumb to the grinding halt of getting in and out of town. An hour or two into the frustrating stop-and-go ordeal, it's those darn motorcycles that never seem to be affected by the collective cattle run! While you're effectively going nowhere, you see them moving along...
The Bloggers
