According to some estimates, the price tag for the White House tops $100 million, a fair bit more than a run-of-the-mill Washington D.C. household. The cost to cover a home that pricey would be--well, a whole heck of a lot, even for two Harvard graduates.

But the real kicker is liability coverage. Even adding a new pool to your home can necessitate an increase in liability coverage, so imagine how much liability coverage would be needed to cover visits from international media and foreign leaders? A couple hundred million, perhaps?

On the bright side, President Obama can save on home insurance by landing a multi-policy discount by insuring the White House on the same policy as his Ford Escape Hybrid. This could save him up to 15% on both premiums!

But wait a second--maybe the White House needs renters insurance. After all, the president doesn't own the White House, right?

According to the Insurance Information Institute, the average cost of a renters insurance policy is roughly $20 per month. However, something tells me the White House may need a bit more coverage than your everyday rental property.

Good luck finding a renters insurance policy that covers a $100 million home, Mr. President.