Unfortunately, I was one of the 12.1 million Californians who didn't have health insurance. My situation was that once I got back to California after graduating college, I was only on my parents' health insurance plan for another couple of months. The job I was working at didn't offer health insurance benefits and I thought that health insurance wasn't going to be affordable for me.

Fortunately, I didn't have to go to the doctor during the two months I was uninsured. It was a nerve-wracking time being that I was playing baseball on a summer league where there was always the potential to get injured. Luckily when I started my job here at InsWeb, I was able to get health insurance. And now that I am going to be getting married soon, my wife will be added on to my health insurance coverage.

During this tough economic time, it is becoming harder and harder for Americans to maintain their health insurance. With the unemployment rate increasing, so does the number of Americans who also lost their health insurance. While money is tight, it is still imperative to keep your health insurance coverage.