12.1 Million Californians Lacked Health Insurance Coverage in '07-'08
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April 3, 2009
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)Over one out of every three Californians went without health insurance for at least one month between 2007 and 2008, according to a study by Families USA. The same study found that most of them were uninsured for at least six months. The 37% of Californians who didn't have health insurance equals 12.1 million people.
Unfortunately, I was one of the 12.1 million Californians who didn't have health insurance. My situation was that once I got back to California after graduating college, I was only on my parents' health insurance plan for another couple of months. The job I was working at didn't offer health insurance benefits and I thought that health insurance wasn't going to be affordable for me.
Fortunately, I didn't have to go to the doctor during the two months I was uninsured. It was a nerve-wracking time being that I was playing baseball on a summer league where there was always the potential to get injured. Luckily when I started my job here at InsWeb, I was able to get health insurance. And now that I am going to be getting married soon, my wife will be added on to my health insurance coverage.
During this tough economic time, it is becoming harder and harder for Americans to maintain their health insurance. With the unemployment rate increasing, so does the number of Americans who also lost their health insurance. While money is tight, it is still imperative to keep your health insurance coverage.
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nice, really nice!
With the state's unemployment rate at 10.5 percent representing nearly 40,000 out of work, maintaining health insurance is a concern for many among the ranks of the unemployed. The American Recovery and Reinvestment Act that became effective March 1, 2009, includes a subsidy for involuntarily terminated workers to maintain their group coverage through COBRA or state continuation. But maintaining group coverage isn’t the only option, and sometimes not the best option. Those who don’t need all the benefits their specific group plan offers may find that an individual health plan, tailored to their needs, is a more affordable option that better fits their new budget. http://www.BenefitStudio.com