2007 Top Safety Pick Winners: Driving One Could Save You on Car Insurance

September 24, 2007 | By: Matt | Comments (0) | Posted in: Auto

The Audi A6 and Honda Pilot are among the 2007 Safest Vehicles according to the IIHS, the organization behind the “Crash Test Dummies.” Next to your driving record, vehicle safety is one of the most important factors to how carriers determine your premium. Is your car on the IIHS' 13 Safest Vehicles list?

Every year the IIHS rewards the safest cars with the Top Safety Pick award. To earn such a rating, each vehicle has to achieve a ranking of “Good,” the highest possible ranking, in three tests:

Can you save hundreds of dollars on your auto insurance?   13 SAFEST VEHICLES 1 Audi A6: manufactured in Dec. 2006 and later 2 Audi A4 3 Saab 9-3 4 Subaru Legacy: equipped with optional electronic stability control 5 Hyundai Entourage 6 Kia Sedona 7 Mercedes M class 8 Volvo XC90 9 Acura RDX 10 Honda Pilot 11 Subaru B9 Tribeca 12 Honda CR-V 13 Subaru Forester: equipped with optional electronic stability control

high speed front crash, high speed side impact, and a test of the seat restraints to see how well they prevent head and neck injuries.

A new standard for 2007 is all vehicles must offer Electronic Stability Control (ESC) to earn a Top Safety Pick award.

Driving a Safe Vehicle can Mean Savings
Many car insurance companies offer discounts for various safety features on your vehicle, including air bags, alarms, factory-installed mechanical seatbelts and antilock brakes. When getting updated insurance quotes, be sure to indicate such safety features as they might lead to additional discounts.

The Safer You Drive–The More You Save
It seems pretty obvious that if you avoid accidents and don’t get any tickets or moving violations, your car insurance rates should be reasonable.

Avoiding accidents and tickets for a year can lead to safe driver discounts. If you have had a fender bender, or received a ticket, shopping around and comparing car insurance quotes can help you find a reasonable auto insurance rate.

Where You Live and Your Car Insurance Rates
Where you park your car at night has an affect on how much you pay for car insurance. There are some areas, mostly urban, where car thefts are more likely to happen. Living in an area where crime is more likely to occur will likely raise your car insurance rates. Finding other discounts that relate to you can help keep your car insurance rates reasonable.

Whether the car you drive won the Top Safety Pick award, or recieved negative results on a couple tests, you can still find ways to save. Avoiding accidents and tickets, and choosing a safe place to live can all help keep your car insurance rates manageable. Shopping around and comparing quotes is still the easiest and most effective way to find savings on your car insurance.

 

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