Protecting Against Bike Theft
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September 7, 2006
| By:
Inszo
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1
)Bicycles are generally covered by homeowners or renters insurance policies. But you usually are required to pay a deductible that can be a few hundred dollars. Your best bet is to prevent theft in the first place.
1. Purchase a quality bike lock and use it correctly. Use the lock to secure both the wheels and the frame to an immovable object such as a pole or bike rack.
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3. Keep the receipt for the bike and any accessories, along with a photo of the bike, in a safe place.
4. Register the bike's make, model, color and serial number with your local police. It might seem silly, until the moment it gets stolen. You can also register it with the National Bike Registry, a database that helps recover stolen bikes.
5. If the bike is very expensive to replace, consider a "policy rider" to insure it adequately (additional pieces of coverage for specific valuable items).
National Bike Registry: http://www.nationalbikeregistry.com
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I ride my bike to work sometimes and become concerned when people try to take it. Therefore, I use the best lock money can buy. Seriously, just try to steal my bike, I dare you. My lock will dull any knife, and frustrate any crook. Paul