InsWeb Insurance Blog

Reminder: Standard Home Insurance DOES NOT Cover Flood Damage

September 3, 2010 | By: Jonathon | Comments ( 0 ) | Posted in: Homeowners

I'm always a little surprised--and saddened--that so many homeowners don't realize that standard home insurance policies almost always exclude damage from floods.

 

If you're at risk from a flood, you absolutely have to buy a flood insurance policy to make sure you're protected.

 

Here are some additional tips and information from FEMA and the National Flood Insurance Program.

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Hurricane Preparedness Tips for Business Owners

August 25, 2010 | By: Jonathon | Comments ( 6 ) | Posted in: Business

Hurricane season is ramping up--particularly in the Atlantic region. If you're a business owner, you need to make sure you're prepared for the worst. Check out these hurricane preparedness tips courtesy of Acadia Insurance.

 

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10 Reasons to Update Your Insurance--Part 3

August 24, 2010 | By: Jonathon | Comments ( 4 ) | Posted in: Auto

#5: Home Renovations and Homeowners Insurance Changes

 

You've just ripped out that leaky shower and replaced the countertops in the kitchen. Congratulations! But have you contacted your home insurance company to update your policy?

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10 Reasons to Update Your Insurance Coverage--Part 2

August 10, 2010 | By: Jonathon | Comments ( 8 ) | Posted in: Auto

#3: Having a Baby

 

This is obviously a major life event and an excellent opportunity to review all of your insurance needs. But the first thing that should jump to mind is term life insurance. If you don't have term life insurance, get some today. If you do, make sure your policy is updated and that you have enough coverage to pay the costs to raise your new child, as well as to cover future expense such as a college education. Most financial experts recommend a coverage amount in the realm of 6-10 times your annual income.

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U.S. Obesity Rate Continues to Rise

August 4, 2010 | By: Robert | Comments ( 0 ) | Posted in: Health

A new study shows America's waistline is expanding faster than ever.

 

Research from the Centers for Disease Control and Prevention (CDC) shows that 26.7 percent of adults in the U.S. are now obese, a 1.1 percent increase from 2007.

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10 Reasons to Update Your Insurance Coverage--Part 1

August 3, 2010 | By: Jonathon | Comments ( 9 ) | Posted in: Auto

As your life changes, so do your insurance needs. For example, if you moved to a new neighborhood or remodeled your kitchen this year you'll need to update your homeowners or renters insurance policy. And buying a new car or joining a carpool means it's time to consider an updated car insurance policy.

 

Here are 10 "life" situations that require changes in your insurance coverage, starting with #1: Getting Married or Divorced, and #2: Switching Jobs.

 

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1 in 5 Californians Have No Health Insurance

July 30, 2010 | By: Jonathon | Comments ( 2 ) | Posted in: Health

Just released census figures show that nearly 6.5 million Californians went without health insurance in 2007.

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Could a Blind Person Drive a Car?

July 26, 2010 | By: Robert | Comments ( 0 ) | Posted in: Auto

These days, technology can do virtually anything, including putting blind people behind the wheel.

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Sandwich in a Can - Would you Eat One?

July 21, 2010 | By: Robert | Comments ( 0 ) | Posted in: Health

If you thought 'fast food' couldn't get any quicker than McDonalds, meet "Candwich," the brand-new sandwich in a can.

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Home Invasions Spike During Summer

July 12, 2010 | By: Robert | Comments ( 0 ) | Posted in: Homeowners

Heading off for summer vacation? Beware of summer burglars.

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